February 28, 2010 | Posted by Mark Newman
The term bankruptcy is uses when an individual or an organization can no longer pay to its creditors or investors. There are basically 2 types of bankruptcy , voluntary bankruptcy where the individual or the organizations fillies for bankruptcy and the other form is involuntary bankruptcy which is filled by the creditors against the debtor in order to get back a portion of the amount owned by them.
Categories: Bankruptcy | 
Tags: Bankruptcy, credit report, credit score, credits, finances, investments, loans | 
No Comments »
February 25, 2010 | Posted by Adriana Noton
With the recent downturn in the economy, many people are realizing that they cannot afford to sustain the lifestyle that they have grown accustomed to living. Fortunately, this does not mean life cannot be enjoyable. There are a number of easy ways to live within your means without hurting your quality of life. With a little planning and knowledge you can live on budget without feeling the financial strain.
Categories: Debt | Tags: budgeting, credit, credit card, credit score, Debt, expenses, finances, Personal Finance | No Comments »
February 22, 2010 | Posted by Charles Lamm
FICO may not be the holy grail you have made it out to be. Wealthy people care about income and assets – not about credit and debt. Your credit score may actually be worthless to you.
Categories: Debt | Tags: Credit repair, credit score, Debt, FICO | No Comments »
February 7, 2010 | Posted by Mark Walters
A credit report is a consolidated account of your previous financial borrowings and repayments. Each time you borrow, pay or delay, the details are added to your credit report. Money lenders use it as a barometer of how much of a risk it would be to lend to you.
Categories: Debt | Tags: credit, credit report, credit score, Debt, Personal Finance | No Comments »
February 5, 2010 | Posted by Amber Deanwater
If you have obtained a judgment by losing a legal case involving a debt, you may be able to have the judgment vacated. To try to do this, you would need to file a Motion to Vacate.
Categories: Debt | Tags: consumer credit attorney, credit, credit attorney, credit history, credit report, credit score, creditor, Debt, judgment, judgments, settlement, statute of limitations | No Comments »
January 30, 2010 | Posted by Amber Deanwater
If you are considering bankruptcy, you should research all aspects of the process and the possible outcomes. This article is meant to be a very brief summary of the pros and cons of bankruptcy.
Categories: Bankruptcy | Tags: bankruptcies, Bankruptcy, bankruptcy attorney, Bankruptcy Court, bankruptcy filing, chapter 13, chapter 7, credit, credit report, credit score, Debt, filing bankruptcy | No Comments »
January 28, 2010 | Posted by Jesse Smith
You may be wondering if it is possible to lose assets because a creditor has filed or is threatening to file a judgment against you for non-payment. Simply put, yes, you can lose assets. If a debt goes several months without being paid, your creditor must go to court with the issue. Unfortunately, it is likely that the result will cost you in one way or another. Just as everyone’s case is unique, so will the result be.
Categories: Debt | Tags: court judgment, credit, credit history, credit report, credit score, Debt, debt negotiation, debt resolution, judgment, lien, negotiate debt | No Comments »
January 26, 2010 | Posted by Mark Newman
If you have a debt which is subsequently sent to collections, you will drastically damage your credit score. Your credit score will be damaged even more significantly if your creditor decides to seek a judgment.
Categories: Debt | Tags: credit, credit history, credit rating, credit report, credit score, Debt, judgment, lump sum payment, payment plan, settlement | No Comments »
January 19, 2010 | Posted by Ben Casey
There has been no time in recent history when your credit score has been as important as in 2010. The vast reduction of available credit in the form of cut backs perpetuated by the credit card companies is the predominant reason for this. In fact, maybe you noticed that your available balance was drastically reduced overnight!
Categories: Debt | Tags: build good credit, credit, credit history, credit rating, credit score, Debt, rebuild credit, remove negative entries, remove negative items, repair credit | No Comments »
January 18, 2010 | Posted by Doc Schmyz
If you want to get out of credit card debt, it takes action on your part. So whether or not you are being swallowed by the sink hole of credit card debt or you are just starting out to dig yourself into credit card debt – you have to take action before it’s too late in order to be come debt free.
Categories: Debt | Tags: cards, credit, credit score, Debt, finance, funds, management, money, retirement, wealth, wealth building | No Comments »